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615 Piikoi St, Suite 1717
Honolulu, HI 96814

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Commercial Insurance and Fleets: Understanding Your Choices When Covering Your Vehicles

Some businesses rely on vehicles to provide services and get employees from customer to customer. As such, you’re going to need commercial auto insurance. But what should you be looking for when it comes to commercial auto insurance, and what do you need to evaluate for a policy that covers your needs? Let’s take a look at your options. Once you’re ready to begin shopping, visit us at Innovative Insurance Resources, serving Honolulu, HI, to get the support you need. We’ll help you find a commercial insurance policy quickly and easily.

What to Consider When Shopping for Commercial Insurance for Your Vehicles

Shopping for commercial auto insurance is like shopping for regular auto insurance, with a few exceptions. When shopping for commercial auto insurance, be sure to consider available add-ons to customize your coverage. For example, if your vehicle has custom paint or a wrap, consider adding custom equipment coverage to protect it. If you use vehicles that you don’t own, such as rentals or employees who drive their own cars for business purposes, consider adding hired and non-owned auto coverage. For business owners, additional safety features can prove essential to improving transportation logistics and security, which could impact your auto policy premiums. Another key consideration is how many vehicles you’re covering. If you only need one or two vehicles, a single policy should cover them. If you have an entire fleet of vehicles, you’ll need specialized commercial auto insurance or fleet insurance. Keep all of the above in mind when you begin shopping for commercial auto insurance for your business.

Discover the Right Insurance Policy With Innovative Insurance Resources

Innovative Insurance Resources serving Honolulu, HI, is here to help you with all of your commercial insurance needs. We’ll eliminate the difficulty that comes with finding commercial insurance options so that you can get the coverage you deserve with ease. Get in touch with us now to get started!

Partner Carriers


  • Crum & Forster
  • DTRIC
  • First Insurance Company of Hawaii
  • HDS
  • HEMIC
  • Island Insurance Co.
  • Kaiser
  • Pacific Guardian Life
  • UHA