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Innovative Insurance Resources

615 Piikoi St, Suite 1717
Honolulu, HI 96814

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Home Insurance Tricks and Hacks

Innovative Insurance Resources has helped Honolulu, HI, residents like you get high-quality home insurance by assessing their needs and pairing them with strong policies. Here are a few hacks and tricks we use when helping customers like you.

Don’t Neglect Dwelling Coverage

Dwelling coverage is essential for your home, particularly in sensitive parts of the island. It can cover much more of your home, including repairing and replacing various building elements to keep it strong and minimize potential damage risks as much as possible.

Pay Attention to Flood Dangers

If you live in Honolulu, you know that rain and floods are never far behind. Those who don’t have flood protection (only about 15% of the nation does) should seriously consider adding it to their coverage to minimize their potential risk of serious damage.

Check for Natural Disaster Coverage

Natural disasters can happen without much risk, and Hawaii is at a high risk for various issues. These include things like floods, volcanic eruptions, and other dangers. Ensure your policy covers all these items to keep your home as safe as possible.

Increase Your Liability 

Expanding your liability coverage is a smart idea because it ensures you don’t get into serious trouble if someone gets hurt on your property. It’s particularly smart if you run a business from home, as it can help you stay focused. 

Stay Safe This Year

At Innovative Insurance Resources, we’ll do whatever we can to help Honolulu, HI residents find home insurance policies that suit their needs. Call us today to learn more about your options, and we’ll do whatever we can to ensure that you are fully protected and safe from damage.

Partner Carriers

  • Crum & Forster
  • First Insurance Company of Hawaii
  • HDS
  • Island Insurance Co.
  • Kaiser
  • Pacific Guardian Life
  • UHA