If you’re a business owner, you must purchase commercial insurance. Our team at Innovative Insurance Resources can help you explore all of your commercial insurance options. If your company is in the Honolulu, HI, area, we encourage you to visit our office. We’ve been providing insurance services for companies like yours since 2012.
Types of Commercial Auto Insurance
As a business owner, you’re probably aware that you must carry commercial auto insurance for any vehicles your company uses for business purposes. To clarify this requirement, it helps to understand the different types of commercial vehicle use that require coverage. One common category is business auto usage, which refers to any vehicle used for typical business activities, such as making deliveries, visiting clients, or picking up supplies.
Even if an employee uses their own vehicle for these trips, their personal auto insurance generally won’t cover that vehicle while it’s being used for company purposes. Contractors who use vehicles to travel between job sites or provide estimates represent a second category of commercial auto use. A third category includes trucks or vans that operate from a fixed location, such as food trucks. One of the most common uses of commercial auto insurance today is for livery or rideshare vehicles.
Contact Us Today for Your Appointment
Every company is unique, so every company needs a uniquely tailored commercial insurance portfolio. Our team at Innovative Insurance Resources has the expertise you can count on to choose the right commercial insurance policies. Companies in the Honolulu, HI, area have come to rely on our excellent customer service. Give us a call today to make your appointment.
